IFRS 16 Variable & Index-Linked Payments

How to account for CPI-linked, index-based, and other variable lease payments under IFRS 16.

10 min read
7 sections
Last reviewed March 2026
IFRS 16 Variable and Index-Linked Payments Guide

Key Takeaways

  • Variable payments linked to an index or rate are included in the lease liability using the current rate at commencement
  • Variable payments based on usage or performance are expensed as incurred - not included in the liability
  • When index-linked payments change, remeasure the liability using the original discount rate
  • Don't forecast future index changes. When the payment actually adjusts, remeasure the liability at that point
  • "In-substance fixed" payments that appear variable but will inevitably be paid are treated as fixed

Types of Variable Lease Payments

Variable lease payments are payments whose amount is not fixed at commencement and may change because of an index, rate, usage, performance, or other factors. IFRS 16 distinguishes between two key categories with very different accounting treatments:

Index/Rate-Linked

Payments that depend on an index or rate (e.g., CPI, RPI, market rental rates)

Treatment: Included in lease payments used to measure the lease liability

Usage/Performance-Based

Payments that depend on usage, output, or other variable factors

Treatment: Recognised in profit or loss when the triggering event or condition occurs

Index-Linked Payments

Payments linked to an index (such as CPI or RPI) are included in the lease liability measurement. The key principle is to use the current index value - not forecast future changes.

Initial Measurement

At commencement, calculate the lease liability using the payment amounts based on the current index value. Don't forecast future index increases.

Example

A 5-year lease with annual rent of £100,000, increasing annually by CPI:

  • At commencement, include £100,000 × 5 years in your payment schedule
  • Don't include estimated future CPI increases
  • At each contractual rent review date, when the payment adjusts, remeasure the liability

Subsequent Remeasurement

When the contractual rent review takes effect and the payment amount changes, the lease liability must be remeasured using:

  • The revised lease payments (based on the new index value)
  • The original discount rate (not a revised rate)

When to Remeasure

Remeasure when the cash flows actually change - typically at the rent review date specified in the lease contract, not when the index is published.

Worked Example: CPI Increase

Scenario

A CPI-linked lease has its annual rent review. CPI has increased 3%:

  • Current annual rent: £100,000
  • CPI increase: 3%
  • New annual rent: £103,000
  • Remaining lease term: 4 years
  • Lease liability before remeasurement: £340,000

Recalculate the liability using £103,000 for the remaining 4 years, discounted at the original rate. Assume the revised liability is £350,000, an increase of £10,000.

CPI increase remeasurement:
10,000
10,000

For more detail on remeasurement mechanics, see our Remeasurement guide.

Usage & Performance-Based Payments

Variable payments that depend on future usage, performance, or sales are not included in the lease liability. These are recognised in profit or loss in the period in which they are incurred, unless another standard requires the cost to be included in the carrying amount of another asset (e.g. inventory under IAS 2).

Common Examples

Payment Type Example Treatment
Turnover rent 5% of retail sales above £1m Expense as incurred
Mileage-based £0.10 per km over 20,000 km/year Expense as incurred
Usage-based £5 per machine hour Expense as incurred
Output-based £2 per unit produced Expense as incurred

Rationale

The IASB excluded these payments partly because they don't represent an unconditional obligation at the commencement date (the lessee can avoid the payment by not using the asset or not generating sales), and partly due to the measurement uncertainty involved in estimating future usage or performance at inception.

Journal Entry

Variable payment based on usage (e.g., excess mileage):
5,000
5,000

In-Substance Fixed Payments

Some payments may appear variable but are economically fixed because they will inevitably be made. These "in-substance fixed" payments are included in the lease liability.

Characteristics

Payments are in-substance fixed if:

  • The payment is structured as variable but has no genuine variability
  • There is no realistic possibility of avoiding the payment
  • The conditions for avoiding payment have no commercial substance

Examples

Scenario Classification Rationale
Payment required unless asset is totally unusable In-substance fixed No realistic possibility of avoidance
Base rent plus turnover above threshold Base: fixed; Turnover: variable Base will definitely be paid
£100k rent reducing to £80k if turnover < £50k £80k fixed; £20k variable £80k will definitely be paid
Minimum annual payment regardless of usage, with additional amounts per unit Minimum is in-substance fixed; per-unit excess is variable The minimum will inevitably be paid
Rent of 5% of turnover, but only on turnover above £1,000 In-substance fixed The threshold is so low that the payment is virtually certain to arise

Disclosure Requirements

Variable lease payments require specific disclosures:

  • Variable lease payments that depend on an index/rate - included in liability, disclosed in maturity analysis
  • Variable lease payments not included in the liability - disclosed separately in total lease expense
  • The nature and variability of payments should be explained qualitatively

For complete disclosure requirements, see our Disclosure Requirements guide.

Variable Payment Summary

Payment Type Include in Liability? Remeasure? Discount Rate
Fixed Yes No (unless modification) N/A
In-substance fixed Yes No (unless modification) N/A
Index-linked Yes (current index) Yes, when contractual rent review takes effect Original rate
Usage/performance No N/A (expensed) N/A

This article is provided for general informational purposes only and does not constitute accounting, legal or professional advice.

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