IFRS 16 Variable & Index-Linked Payments

How to account for CPI-linked, index-based, and other variable lease payments under IFRS 16.

10 min read
7 sections
Last reviewed February 2026
IFRS 16 Variable and Index-Linked Payments Guide

Key Takeaways

  • Variable payments linked to an index or rate are included in the lease liability using the current rate at commencement
  • Variable payments based on usage or performance are expensed as incurred - not included in the liability
  • When index-linked payments change, remeasure the liability using the original discount rate
  • Don't forecast future index changes - use the current index value at each measurement date
  • "In-substance fixed" payments that appear variable but will inevitably be paid are treated as fixed

Types of Variable Lease Payments

Variable lease payments are payments that vary during the lease term based on factors other than the passage of time. IFRS 16 distinguishes between two key categories with very different accounting treatments:

Index/Rate-Linked

Payments that depend on an index or rate (e.g., CPI, RPI, market rental rates)

Treatment: Include in lease liability

Usage/Performance-Based

Payments that depend on usage, output, or other variable factors

Treatment: Expense as incurred

Index-Linked Payments

Payments linked to an index (such as CPI or RPI) are included in the lease liability measurement. The key principle is to use the current index value - not forecast future changes.

Initial Measurement

At commencement, calculate the lease liability using the payment amounts based on the current index value. Don't forecast future index increases.

Example

A 5-year lease with annual rent of £100,000, increasing annually by CPI:

  • At commencement, include £100,000 × 5 years in your payment schedule
  • Don't include estimated future CPI increases
  • Each year, when CPI actually increases, remeasure the liability

Subsequent Remeasurement

When the index changes and this affects future lease payments, the lease liability must be remeasured using:

  • The revised lease payments (based on the new index value)
  • The original discount rate (not a revised rate)

When to Remeasure

Remeasure when the cash flows actually change - typically at the rent review date specified in the lease contract, not when the index is published.

Worked Example: CPI Increase

Scenario

A CPI-linked lease has its annual rent review. CPI has increased 3%:

  • Current annual rent: £100,000
  • New annual rent: £103,000
  • Remaining lease term: 4 years
  • Original discount rate: 6%
  • Lease liability before remeasurement: £340,000

Step 1: Calculate the new liability using £103,000 per year for 4 years at 6%

Step 2: New liability = £357,000 (approximately)

Step 3: Remeasurement increase = £357,000 − £340,000 = £17,000

CPI increase remeasurement:
17,000
17,000

For more detail on remeasurement mechanics, see our Remeasurement guide.

Usage & Performance-Based Payments

Variable payments that depend on future usage, performance, or sales are not included in the lease liability. These are expensed in the period in which they are incurred.

Common Examples

Payment Type Example Treatment
Turnover rent 5% of retail sales above £1m Expense as incurred
Mileage-based £0.10 per km over 20,000 km/year Expense as incurred
Usage-based £5 per machine hour Expense as incurred
Output-based £2 per unit produced Expense as incurred

Rationale

The IASB excluded these payments because they don't represent an unconditional obligation at the commencement date. The lessee can avoid the payment by not using the asset or not generating sales. They're more like operating costs than financing obligations.

Journal Entry

Variable payment based on usage (e.g., excess mileage):
5,000
5,000

In-Substance Fixed Payments

Some payments may appear variable but are economically fixed because they will inevitably be made. These "in-substance fixed" payments are included in the lease liability.

Characteristics

Payments are in-substance fixed if:

  • The payment is structured as variable but has no genuine variability
  • There is no realistic possibility of avoiding the payment
  • The conditions for avoiding payment have no commercial substance

Examples

Scenario Classification Rationale
Payment required unless asset is totally unusable In-substance fixed No realistic possibility of avoidance
Base rent plus turnover above threshold Base: fixed; Turnover: variable Base will definitely be paid
£100k rent reducing to £80k if turnover < £50k £80k fixed; £20k variable £80k will definitely be paid
Payment only if machine operates > 0 hours In-substance fixed No commercial reason not to operate

Disclosure Requirements

Variable lease payments require specific disclosures:

  • Variable lease payments that depend on an index/rate - included in liability, disclosed in maturity analysis
  • Variable lease payments not included in the liability - disclosed separately in total lease expense
  • The nature and variability of payments should be explained qualitatively

For complete disclosure requirements, see our Disclosure Requirements guide.

Variable Payment Summary

Payment Type Include in Liability? Remeasure? Discount Rate
Fixed Yes No (unless modification) N/A
In-substance fixed Yes No (unless modification) N/A
Index-linked Yes (current index) Yes, when index changes Original rate
Usage/performance No N/A (expensed) N/A

This article is provided for general informational purposes only and does not constitute accounting, legal or professional advice.

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